| Current/Savings/2 in 1 Account (Minimum Balance Requirement) | AED 3,000 |
|
Current/Savings/2 in 1 Account (Monthly Fall Below Fees) |
AED 25 or equivalent in other currencies (per account) |
|
Account Closure Fee (If closed within 6 months) |
AED 100 (per account) |
| Standing Order/Direct Debit - Set up Fees (other than Ajman Bank internal transactions) | AED 50 (per request) |
| Standing Order/Direct Debit - Insufficient Funds Fees | AED 25 (per transaction) |
| Dormant Account Activation | Free of Charge |
| Account Balance Confirmation Letter | AED 50 (per request) |
| Monthly e-statement of account | Free of Charge |
| Ad-hoc Monthly Account statement (Per Month) | AED 25 |
| Teller Services (6 Free per Month) | AED 10 (per each additional transaction) |
| Deposit & Withdrawal in Bulk - at teller counter | Free of Charge |
| Deposit & Withdrawal Fees - in Foreign Currencies | 1 % of the amount |
| Minimum Balance to participate in Mudaraba Pool (Currency) | AED | USD | EUR | GBP |
| Savings Account | 5,000 | 1,000 | 800 | 800 |
| Term Deposits | 10,000 | 5,000 | 5,000 | 5,000 |
| 2in1 Account | 5,000 | N/A | N/A | N/A |
|
Ajman Bank Millionaire Account |
1,000 | N/A | N/A | N/A |
| First Cheque Book Issuance | Free of Charge |
| Additional Cheque Book | AED 1 per cheque leaf |
| Cheques returned drawn on the account (Per Instrument / Cheque) | AED 100 |
| Cheque payable at centers where central bank clearing facility not available. | Free of Charge |
| Returned cheque deposited in own account | Free of Charge |
| Counter Cheques withdrawal | Free of Charge |
| Cheque for collection within the UAE | Free of Charge |
| Cheque for collection outside the UAE (Per Instrument / Cheque) | 0.125% or AED 200 whichever is higher |
| Stop payment Cheque , Demand Draft or Manager Cheque (Per Cheque) | AED 50 |
| Cheque Photocopy: Less than 1 Year More than 1 year | AED 10 / AED 20 |
| Post Dated Cheques lodgment charges (Per Instrument / Cheque) | AED 10 each |
| Post Dated Cheques withdrawal charges (Per Instrument / Cheque) | AED 10 each |
| XX - Small size | AED 200/ (per year) |
| X - Small size | AED 250/ (per year) |
| Small size | AED 300/ (per year) |
| Medium size | AED 600/ (per year) |
| Large size | AED 900/ (per year) |
| Security deposit required to avail lockers (Per Locker - Onetime) | AED 3,000 |
| Telex Transfer within UAE ( in AED) - in Branch ( per request) | AED 5 |
| Telex Transfer outside UAE (in AED) and Other Currencies) - In Branch (per request) | AED 80 |
| Telex Transfer within UAE (in AED) - via online (per request) | AED 1 |
| Telex Transfer outside UAE (in AED and Other Currencies) - via Online (per request) | AED 30 |
| Swift copy charges (per request) | AED 15 |
| Manager Cheque/Demand Draft/ Pay Order - (per request) |
Issuance AED 30 Cancellation AED 75 |
| Debit Card Issuance First / Renewal | Free of Charge |
| Debit Card Replacement | AED 25 |
| Copy of sales slip (per request) | AED 25 |
| Joint Account Debit Card issuance | Free |
| Using Ajman Bank ATM | |
| Cash Withdrawal/Deposit | Free of Charge |
| Balance inquiry | Free of Charge |
| Transfer within accounts | Free of Charge |
| Using UAE SWITCH ATM | |
| Cash Withdrawal (per transaction) | AED 2 |
| Balance inquiry (per transaction) | AED 1 |
| Decline for insufficient Funds (per transaction) | AED 1 |
| Using GCC SWITCH ATM | |
| Cash Withdrawal (per transaction) | AED 6 |
| Balance inquiry (per transaction) | AED 3 |
| Using International ATM | |
| Cash Withdrawal (per transaction) | As per host country OR AED 20 (whichever is higher) |
| Balance inquiry (per transaction) | As per host country |
| Processing fees for foreign currency transaction added to the foreign exchange rate (per transaction) | 2% per transaction |
| Liability certificate issued to financial institutions / Non- Financial Institution (per request) | AED 60 |
|
Utility Bill payment (ATM, Mobile and Online Banking Free) (per transation) |
AED 10 for counter Payment |
| SMS Banking Charges | Free of Charge |
| No Liability Certificate/Clearance Letter (per request) | AED 60 |
| Release Letter (per request) | AED 50 |
| Processing Fee (per request) | 1% of Finance Amount, Min AED 500 - Max AED 2,500 |
| Takaful Charges (per request) | Takaful Contribution % (0.0060%)* x Finance Amount x Tenure |
| Early Settlement Fees from othe banks (per request) | 1% of the Outstanding amount or AED 10,000 whichever is lower |
| Final settlement from other sources / EOSB (per request) | 1% of the Outstanding amount or AED 10,000 whichever is lower |
| Late Payment Fees Force Donation (per instance) | 2% of Delayed Amount, Max AED 200 |
| Liability letter fees (per request) | AED 60 |
| Islamic Covering Drawing (per request) | AED 200 |
| Finance Cancellation Fee (per request) | AED 100 |
| Deferment of Installment (service fees) | AED 100 per deferment |
| Salary Advance service fees (per request) | AED 200 |
| Other (Finance Copy, issuing redemption statements, audit confirmation etc.) (per request) | AED 25 |
| Processing Fee(per request) | 1% of Finance Amount, Min AED 500 - Max AED 2,500 |
| Early Settlement Fee (per request) | 1% of the Outstanding |
| NO Objection Certificate to Traffic Department | No Charges |
| Replacement of Existing post dated Cheques with new post dated Cheques / Direct Depit Authority | No Charges |
| Change due date in the Standing Instructions / Direct Depit Authority(per request) | AED 25 |
| Late Payment Fees Force Donation (per intance) | 2% Over agreed rate, Min AED 50 - Max AED 500 |
| Deferment of Installment service fees (per request) | AED 100 |
| Advance payment of installment service fees (per request) | 1% of Installmant |
| Issuance of Liability Letters to other Banks (per request) | AED 60 |
| Finance Cancellation Fee (per request) | AED 100 |
| Monthly Fee Based Cards | Roadmiles Classic | Roadmiles Premium | Roadmiles Platinum | Power Gold | Power Platinum | Power World | |
| Monthly Membership Fee | AED 350 | AED 650 | AED 1000 | AED 650 | AED 850 | AED 1,500 | |
| Primary Card annual fee | AED 200 | AED 250 | AED 300 | AED 300 | AED 400 | AED 500 | |
| Supplementary card(s) | First 2 cards are free, then AED 50 per annum / card | ||||||
| Late Payment Fees Force Donation (per instance) | AED 125 | ||||||
| Cash advance Fee per transaction up to 5,000 | AED 150 | ||||||
| Card Replacement Fee (per request) | AED 75 | ||||||
| Duplicate Statement (per request) | AED 45 per month | ||||||
| Copy of sales Voucher (per request) | AED 65 | ||||||
| Processing Fee for FX transactions (per transation) | Master Card - 3.5% & Visa - 4% | ||||||
| Credit Shield | 0.95% per month | ||||||
| Liability / No liability Letter (per request) | AED 50 | ||||||
| General for Fee Based Credit Cards | |||||||
| Payment due date from statement date | Up to 22 days | ||||||
| Minimum amount due | 5% of principle outstanding & 100% of all fees amount or AED 100 (whichever is higher) | ||||||
| Maximum withdrawal amount (per transaction) | AED 5,000 | ||||||
| Cash Advance (% of Credit Limit) | 100% | ||||||
| Direct Debit Set-up charge for Credit Card dues recovery (per request) | AED 50 | ||||||
| Easy Payment Planservice charges - Retail Purchases (per request) | 5% of the transaction amount | ||||||
| Easy Payment Planservice charges - Balance Transfer (per request) | 4% of the transaction amount | ||||||
| Easy Payment Plan service charges - Easy Cash (per request) | 4% of the transaction amount | ||||||
| Foreclosure fees - EPP (per request) | AED 200 | ||||||
| Islamic Covered Cards | |||||||
| Card Types | ULTRACASH Platinum | BRight Titanium | BRight Platinum | BRight World | |||
| Murabaha Profit Rate (p.m.) | 3.50% | 3.50% | 3.50% | 3.50% | |||
| Primary Card Annual Fee |
UAE Nationals: AED 500 Expats: AED 300 |
Free for life | AED 1,000 | AED 1,500 | |||
| Supplementary Card annual Fee | First 2 cards are free then AED 50 per annum per card | First 2 cards are free then AED 50 per annum per card | AED 50 | AED 50 | |||
| Late Payment fees Forced Donation (per instance) | AED 125 | ||||||
| Cash advance service fee (per transaction) | AED 150 | ||||||
| Card Replacement Fee (per request) | AED 75 | ||||||
| Duplicate Statement (per request) | AED 45 per month | ||||||
| Copy of sales voucher (per request) | AED 65 | ||||||
| Processing fee for foreign currency (per transaction) | 3.5% of transaction amount | 2% of transaction amount | 0.00% | 0.00% | |||
| Credit Shield | 0.95% per month | ||||||
| General for BRight Card | |||||||
| Payment Due date from statement date | Up to 25 days | ||||||
| Minimum amount due | 5% of outstanding and all fees and charges | ||||||
| Cash Advance (% of Credit Limit) | 90% | ||||||
| Easy Payment plan Foreclosure fee (per request)
|
AED 200 |
||||||
| Arrangement Fees | PreApproval fees for Home Finance | AED 3,000 |
| PreApproval fees for Land Finance | AED 5,000 | |
| Processing fees for Home and Land Finance (per request) | Finance amt up to 5 MN - 1% of Finance amount Finance amt from 5 MN to 10 MN - 0.80% of Finance amount Finance amt greater than 10 MN - 0.70% of Finance amount Max Cap - 100,000 | |
| Partial settlement charges (per request) | 1% of the Partially settled amount or AED 10,000 whichever is lower | |
| Early settlement charges (per request) | 1% of the Outstanding balance or AED 10,000 whichever is lower | |
| Cancellation Fees | Cancellation of Pre/Final approval by customer | No Refund |
| Application declined by the Bank | Refund Processing Fee | |
| Takaful (Insurance) Fees | Property Takaful Fees | 0.036% per annum (per transation) |
| Life Takaful Fees | As specified by the provider | |
| Letter Fees | Liability Letter | AED 85 (per request) |
| Clearance Letter | AED 95 (per request) | |
| Request of other Letters | AED 90 (per request) | |
| Renewal of Approval Fee | Offer Letter Renewal | AED 2,500 (per request) |
| PreApproval Renewal | AED 1,000 (per request) | |
| Change in approval terms | AED 1,000 (per request) | |
| Other Fees | Late Payment Fee (Force donation) | Max AED 700 (per instance) |
| Copy of any other document | AED 100 (per request) | |
| Property evaluation fee | Payable to Ajman Bank | AED 2,500 (per request) |
| Municipality Fee / Lands Department Fees | Registration Fee | As per the particular Emirate of UAE Municipality Tariff (per request) |
| Deferment of Installment (service fees) | AED 100 (per request) | |
| Property Management Fee | 2% of annual rental (per request) | |
| Retention Processing Fee (except top up) | AED 1,000 for all approved cases (per request) | |
| Change in installment recovery dates | AED 100 (per request) | |
| Non-standard statement production/copy of original documentation | AED 100 (per request) | |
| Other certificates | AED 75 (per request) | |
| Property Swaps Administration Fee | AED 1,320 (Valuation Included) (per request) | |
| Issuance of NO e Objection Certificate | AED 150 (per request) | |
|
Transguard Guard (TG)- Cash & cheque collection service |
|
|
Scheduled cash & Cheque Collection |
120 per pick up Collection |
|
Scheduled Cheque Collection pick up |
20 per pick up Collection |
|
Ad-hoc cash or cheque collection |
120 per pick up Collection |
|
Exchange Cash (per delivery when done simultaneously with CIT services) |
14 per delivery |
|
Exchange Cash per delivery |
120 per delivery |
|
Transguard Guard (TG)- Smart Cash Deposit Machine (SCDM) |
|
|
1200 Notes |
1160 |
|
2500 Notes |
2525 |
|
4000 Notes |
3412 |
| 10000 Notes |
3557 |
| ll SCDM fees will be for a minimum of 24 months from Activation date and any rmination within the period will be subject to pre-termination fees.(12 months rental fees) | |
| Ad-hoc Machine Clearance | 100 per Clearance |
| Machine Pull-out fee | 1300 per Machine |
| Machine relocation | 1300 per Machine |
| Remote Cheque Deposit Services (ICCS) | |
| Scanner fee (One-Time) | 7350 |
| On-Site set up fee (perlocation) | 525 |
| Monthly fees Remote cheque clearing service and courier service @ velocity (up to two times per week) | 367 |
| Lodgment of PDC cheques scanned through Remote Cheque Deposit | 10 |
| First cheque book issuance | Free of Charge |
| Additional Cheque Book | Free of Charge |
| ATM / Debit card replacement | Free of Charge |
| Cash Withdrawal - UAE ATM Switch | Free of Charge |
| Cash Withdrawal - GCC ATM Switch | Free of Charge |
| Cash Transaction - International ATM | AED 20 as per host country (per transaction) |
| Credit Card Annual Fee | Free for life |
| Managers Cheque / Demand Draft | Free of Charge |
| International Remittance | Free of Charge |
| Small size | Free of Charge |
| Medium size | AED 300 (per year) |
| Large size | AED 450 (per year) |
| Security deposit required to avail lockers | Free of Charge |
| SMS Alerts | Free of Charge |
| Eligibility Criteria |
- Minimum Salary of AED 40K - Minimum Deposit Balance of AED 250K - Minimum Takaful Plan of AED 80K - Minimum Investment Amount of AED 50K |
| Monthly charges (if the above eligibility criteria not met) | AED 150 (per month) |
| Note: All other pricing for Priority Banking customers will apply as per standard Tariff of Charges | |
| All fees are exclusive of 5% VAT | |
| Effective October 2024 | |
| Skyrise Property Management Services Fees | Skyrise Properties (Proposed in AED) |
| New Leases - Admin Fees | Residential 1000 Commercial 5000 |
| Renewal - Admin Fees | Residential 1000 Commercial 5000 |
| Late Renewal after 21 days (donation) | 500 |
| Cheques Postponement / Deferral | 200 |
| Overstay Charges | 0 |
| Bounced Chq | 300 |
| Chq Withdrawal / Replacement | 200 |
| PDC charges | 0 |
| Early Termination | 1 Month Rent + 500 |
| Unit Transfer / Tenant Change name | 1000 |
| TASDEEQ / Ejari Fees / TAWTHEEQ | 0 |
| No Objection Certificates | 100 |
| Add On Service (Inspection) | 300 |
| Fit Out NOC ( Commercial ) | 1500 |
| Modification NOC | 500 |
| Signboards NOC ( Commercial ) | 200 |
| Filing a Returned Chq Complaint | 500 |
Ajman Bank Public Joint Stock Company (P.J.S.C) is licensed by the Central Bank of the UAE. All our products and services are Shari’ah compliant.
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