Upon subscribing to the SMS Banking service, you´ll automatically start receiving alerts from the bank as and when any transaction takes place on your registered account(s). Messages sent to you through the PUSH service are informatory in nature and are generally sent to you whenever there is a Deposit/Withdrawal made in the account.

We offer two types of Services: PUSH and PULL

PUSH Services

Receive predefined alerts on your mobile regarding your transactions:

• Cash withdrawal
• POS Purchase
• DEBIT or CREDIT on your account
• Salary Transfer
• Account Opening

PULL Services

This self-services functions allows the customer ( the account holder) to request information about the account using specific codes: Once you send the message in the required format to 7700, you will receive an SMS response providing you with the response to your query. Just follow steps:

     1. Enter the relevant SMS command 

         On your mobile (e.g., BAL followed by your 12-digit account number)

     2.  Send the SMS to 7700

Note: The service is free as in introductory offer. Customers will be notified in advance if chares apply.

Available PULL Servies

Account information

• Account Summary: AD
• Account Balance: BAL
• Last 5 Transactions: LTX
• Exchange Rates :EX

Fund Transfer

• Fund transfer to own Account: FTO
• Fund transfer to other Ajman Bank Account: FTT

Etisalat Payments

• Etisalat GSM Payment: GSM
• Etisalat Wasel Recharge: RECH
• Etisalat Wasel Renewal: RENEW
• Etisalat Dialup Payment: DIALUP
• Etisalat Telephone Landline Payment: LAN
• Etisalat Broadband Payment: BROAD
• Etisalat E-Vision Payment: EVSN

SEWA Payments

• Sharjah Electricity & Water: (SEWA) Payment: SEWA

Donations

• Donations: Donate

Additional Services

• Help: Help
• MPIN: MPIN

For all financial transaction customer needs to enter MPIN to complete his transaction. A confirmation key will be sent to customer which he needs to reply to complete his transaction.