Ajman Bank Personal Finance allows you access to cash through Commodity Murabaha. This product is based on the Islamic financing structure of Murabaha, a commercial transaction which involves the buy and sale of goods that has been promised to be purchased by an ultimate buyer with an added profit margin. The added profit margin could be mentioned in the form of a fixed lump sum or a percentage of the Price of the Goods.

Standard Personal Finance / Settlement of Debts


  • Up to AED 5,000,000 finance for UAE Nationals
  • Up to AED 1,500,000 finance for Expatriates
  • Minimum Salary of AED 5,000 for Expatriates & AED 5,000 for UAE Nationals
  • Repayment tenor of up to 4 years
  • Simple documentation
  • Quick processing
  • Pre-Approved Credit Card with lifestyle benefits


  • Application Form
  • Copy of Passport (with Residence visa for expatriates)
  • Emirates ID Card Copy
  • Salary Certificate / Salary Transfer Letter from the employer
  • 3 / 6 months bank statement 

Terms & Conditions apply.

Please call 800-22 for more details.